Trust Your Investment Banker for Smart Investment

We all reach a point in life when we all start to do well enough for ourselves and decide to invest the extra money that is left. Or rather, some of us make a conscious decision of investing this money before we spend it all. This way we take baby steps to secure ourselves for future, for any kind of unforeseen circumstances. Even the biggest of the investment banking companies in India will vouch for the fact that starting to save and invest early is bound to give you better returns in future. This investment could be in any kind of asset such as a house, bonds or shares, mutual funds (which are the hottest running ones right now), land (real estate), gold etc. If you really are clueless on how to go about investing, there are many smaller investment banking companies in the market too who could advice on how you should go about investing. When it comes to decision on investing, the investment banker or the asset manager make the decisions. It is all up to them on how to invest their client’s money in such a way, that it brings into them maximum of returns. For this, they need to have a deep understanding of the financial profile of their client and about the ongoing trends in the market. Considering that real estate is not fairing well in today’s market, it would be wise to advise the client or rather not invest on their behalf in real estate. What do these investment bankers earn from all this? Well, their gain is usually the commission they get on returns. This commission is directly proportional to the weight of returns on investment that the client is getting on the investment. More the returns, more the commission. Therefore, although the job is risky, it certainly is one of the most interesting one.

What Are the Different Ways Through Which A Business Becomes Truly Affluent?

When a business earns profit, they earn credibility. What is this credibility that people talk so much about? Credibility means the level of trust that you can show in the performance of a business. Which means, if you invest in the business, you will not loose anything if not gain huge profits. Therefore, higher the profits your balance sheet shows, higher is the scale of trust in the business for the potential investors. But as a business, you don’t just have to gain investors, but sometimes become a business yourself too. Because it is only when you make the decisions of investing wisely, can you attempt to expand the security of the business. This investment can be in terns of buying assets, investing in other business or anything that can bring the inflow of monetary benefits to your business. Wealth management is not something like arithmetic that we are taught since school. So, the expectation that an entrepreneur or a business leader would know how and where to invest the business money is quite unfair. For this, there are investment banking firms. An investment banker scrutinizes, analyses and studies your business’s profile in depth. This gives him or her an all-round knowledge about where your company stands financially. Once that is done, and once the agreement between you and the finance service provider (the investment baker) in this case is made, you give him the power to invest on your company’s behalf too. Of course, it comes with a certain risk, but if you keep your trust in a good investment banker or a fund management company, you need not worry so much. They also come with guarantee of returns on investments made by your company. Another way of expanding your credibility is by growing the size of wealth you have. For this too, having a wealth management firm by your side will pay off well. Wealth management might not be as risky an investment banking, since the market is not as volatile as the latter, but it is one of the biggest and most proven to be successful ways in ensuring continuous inflow of capital in the business. It is a popular belief and rightly so, that an individual is not affluent by the amount of money they have in their bank account at any given minute. It is by the worth of the assets they own do they become affluent individuals or HNIs.

Ensuring the Inflow of Monetary Benefits in The Business

What is the single driving force behind setting up a business? Money. It is indeed one of the major reasons why someone dreams to become and entrepreneur. It is because of the famous belief that a 9 to 7 job isn’t going to make anybody a millionaire. But is it so easy to start a business? Considering a lot of factors like the angel investment, human resource, the product or the service offered, the marketing strategies and the most important, the motive behind selling the product and service is very important for a business to kick start.

But once this is done, what does it take for the business to sustain, let alone see exponential growth? Innovation. It is the rule of nature that change in constant. Therefore, with changing times and changing demands, every business needs to wrap itself with the blanket of innovation. But what when the business has finally kick-started and the profits start pouring in? Now, just sustaining the business is not the goal but expansion becomes a priority. This expansion comes with growth in wealth of the firm. This wealth can be increased with some sound investment in different asset verticals. But you need not worry if you feel lost in that context. You can always rely on some of the best wealth management firms you know. Getting the list from the internet isn’t much of a task after all. These wealth management firms’ aim to help you grow your business’ wealth.

Wealth management companies are very different from asset management companies in India. Asset management company helps it customers to chalk a plan and make well informed decisions of investing in a particular asset. Assets are anything of high value that can bring in big returns for the company in future. These can be property in land, house, shares and stocks and more.

Choose the Right Investment Bank, Choose Profit for Your Company

When we talk about getting the best for our company at the beginning in terms of capital, there is a lot more than just money that we are talking about. Of course, there are the monetary benefits that every entrepreneur seeks for his company and his or her associates, but along with that there is something else that we see to expand.

The wealth that the company churns out. Again, the term “wealth” is not just restricted to money, but it also includes all the assets and credibility that the company earns over a period. This uphill task sometimes takes more than a decade, and surely doesn’t happen over- night. If you see the report of the leading finance companies in India, you will notice how this is a slow, steady process requiring lots of patience, zeal and determination to keep moving forward even when the times are tough. When the business is doing well, and you as an entrepreneur want to expand the wealth and assets that the company owns, then smart investment options is what you should be looking at.

Now we do not expect you to have full knowledge about every aspect of finance, which is why, you may have to turn to investment banking companies to seek help or advice. An investment baking company thoroughly studies your financial profile (by which we mean the company’s profile) the profitability and credibility (in monetary terms) and then guides you on making investments. They even make these investments on your behalf. This in fact is one of the major and basic roles of an investment banker. They carefully keep a tab on the current market situation, look for an opportunity which would be of profit for your company and then invest in it on the company’s behalf. What is their gain in this? Ideally, a specific percentage amount is charged by them to your company of the profit you make from the investment they made/suggested.

How the Investment Banking Sector Hugely Impacts Investments?

On of the most sought after and discussed topics today in any kind of finance newspaper and discussion in investment banking. But what exactly does investment banking really mean? Let’s look at it today. An investment bank is a company or an institution which plays categorically many roles when it comes to the world of finance and investments.  Some of the major functions that an investment bank indulges in are underwriting of stocks, being the facilitator of mergers and acquisitions and the topmost being the financial advisor to High Net Individuals. High Net Individuals are the people whole net worth runs in millions. Interestingly, HNI’s do not have to be limited to just individuals. They can also be government firms. An investment bank typically helps a firm, or an individual achieve its high financial goals, which also becomes a matter of prestige for the company itself. The investment that we are talking about here, aren’t in small numbers, but in lakhs and crores, that are guaranteed to give them high returns. Some of the big names in investment banking companies are Bajaj Capital, Kotak Mahindra Capital, SCI Capital Markets, Yes Bank, JP Morgan, Chase and HSBC and many more names.

Some of the various functions that are done by the investment banking companies in India in India are Underwritings of Public Offerings, Management of Risk and easing the process of Mergers and acquisitions.

Underwriting of Public Offerings in simple terms is the amount that is raised for investment, by the investment and asset management companies in India on behalf of big corporations and the government of India, that issue securities (both capital and debt capital). Management of risks, as the name suggests is the scrutinizing of the entire financial market and then selecting the best out of the lot for your client by anticipating the risk to come. The look for all the loop holes and risk that the investment may face in future and then accordingly, advice the client, or sometimes, take decision on their behalf regarding some financial plans. In Mergers and Acquisitions the bank can play either of the two roles. One is being the representative of the seller or the representative of the buyer. The investment bank in this transaction helps by overseeing the entire process, ensuring everything is done properly and fairly. Banks could even approach companies with their own marketing tactics.

Thinking to Choose Investment Banking as A Career Option

One of the truly upcoming career options today is investment banking. Its popularity is only growing among the youth of India that is so ambitious. But who is an investment banker? What do the prestigious investment banking firms in India do? An investment baker is a person who in simple words helps their clients who are usually a bank or a financial firm, to invest their money and guide them to such an investment that they get maximum possible returns. However, fascinating this job may sound, it is very risky and full of responsibility too, since it comes with dealing with debt, holding stocks and bonds, mediating mergers and acquisitions and so on.

But even after so many inhibitions put forward, a huge chunk of youth population today is inclining towards joining asset management firms. Why so? Due to many reasons. The money that they get, not just the regular salary, but the incentives that they get are huge, which helps them in their personal and professional growth. This is a kind of job that keeps you on your toes all the time, regarding the current trends in the industries, its ups and downs etc. You must make sure that you are constantly updated by all the news regarding your field, hence providing you a wide scope for learning which is very valuable to anybody’s career. Doing this job can even open doors to entrepreneurship, wealth management and venture capital, eventually.

But does this require a specific qualification? Well most people do say that you need a degree in finance, but what you mostly need is the understanding for numbers and the zeal to learn. You could be from any field like arts, commerce or science and you can still opt for investment banking, as far as you have base of subjects like economics and mathematics, the soul of banking. When it comes to getting degree of the higher notch, you may need to have a degree (typically an MBA) with finance as your specialization. There are some institutes that also provide post graduate diplomas and certification courses and conduct workshops for investment banking. Some of the top colleges for courses of investment banking ate Chartered Financial Analysts of India University and Symbiosis School of Banking Management to working in top asset management companies in India.

Credit Management Firms and Role of Other Finance Institutions in India

Even the top asset management companies in India would vouch for the fact, that early investment decisions are always in the best interest of the firm or an individual. We do not know how the markets and the economy will fluctuate tomorrow. Which is why, having a sound financial backup can act as a cushion in times of financial crisis due to whatever reason it might be. There are various ways in which someone can seek to manage their finances. This could be with the help of asset management or it could be through wealth management. Asset management mainly involves investment in stocks, bonds, shares, land and property. The returns you get are monetary here. Whereas in wealth management, it deals more with the management of the wealth you may possess. As they say, it is not about how rich a person is, it is about how wealthy someone is.

Wealth is not defined just through monetary gains, but also by how much credible a person is. What is their financial status and weather they can take risks or not? Most of the times, a person who world in the credit management team, deals with analyzing the credit worthiness of an individual in case of loan application and further documentation. He or she is hired by that credit institution to monitor or recover the credit whenever it is due. If the profile of the person is clear and has a good credit score, then they are said to be eligible for any kind of loans or waivers. If not, then there could be problems pertaining to profile. If you are an individual looking to expand your business, or if you want to manage your profile and wealth, you can as well approach a wealth or asset management firm, who will help you with all the further process.