We all reach a point in life when we all
start to do well enough for ourselves and decide to invest the extra money that
is left. Or rather, some of us make a conscious decision of investing this
money before we spend it all. This way we take baby steps to secure ourselves
for future, for any kind of unforeseen circumstances. Even the biggest of the investment banking
companies in India will vouch for the fact that starting to save and
invest early is bound to give you better returns in future. This investment
could be in any kind of asset such as a house, bonds or shares, mutual funds
(which are the hottest running ones right now), land (real estate), gold etc.
If you really are clueless on how to go about investing, there are many smaller
investment banking
companies in the market too who could advice on how you should go about
investing. When it comes to decision on investing, the investment banker or the
asset manager make the decisions. It is all up to them on how to invest their
client’s money in such a way, that it brings into them maximum of returns. For
this, they need to have a deep understanding of the financial profile of their
client and about the ongoing trends in the market. Considering that real estate
is not fairing well in today’s market, it would be wise to advise the client or
rather not invest on their behalf in real estate. What do these investment
bankers earn from all this? Well, their gain is usually the commission they get
on returns. This commission is directly proportional to the weight of returns
on investment that the client is getting on the investment. More the returns,
more the commission. Therefore, although the job is risky, it certainly is one
of the most interesting one.
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