Investment Banking and Dealing with Funds

Having an enough capital when you start a business acts as a cushion to take in any kind of financial blow that your business journey might give you. Having a well-planned investment and financial portfolio always keeps you ready for any kind of set back and gives you a buffer to bounce back stronger. For this, you can rely on the investment banking system where the investment bank helps their clients by advising them on correct type of investments. These investments can be of any types, such as shares, bonds, property etc. However, it is important to note that investment banking is a sector that is volatile, which means any thing can happen any time. Although the returns on investment are better than the other two (asset management and wealth management), the risks involved with them are also quite big. Therefore, it is important that you choose your investment bank carefully, one that has a good reputation. Talking about reputation, big businesses have an unspoken responsibility upon them, to give back to the society who they have earned from. This is known as CSR. In this, the money goes out of the business, for welfare of people outside the organization. But there is also something known as the ESG funds that decide the credibility of any business. ESG funds are the Environmental Governance Funds which a company spends on the welfare of people working for them and on the health of the organization. They are equities or bonds. These funds surely give the firm a long-term advantage. So, if you are a corporate or an HNI, it would not be totally inappropriate to invest in ESG funds. Rather, they are bound to increase and enhance the credibility of the company. Talk to your investment banker regarding the same. They will provide you will proper guidance for the same.